Meet consumers with context
Consumers answer guided Medicare questions before they request professional assistance, giving you a clearer starting point for the conversation.
Founding advisor membership
Grow your Medicare practice without giving up your business.
Join a consumer-first Medicare marketplace designed to connect validated independent advisors with people who already know what matters to them.
Keep 100% of commissions Keep contracts and renewals No agency transfer
$149
Founders special monthly price
4
Initial launch states
100%
Your commissions remain yours
$0
Commission split to Planwise65
Built for independent advisors
A better starting point for the Medicare conversation.
Planwise65 helps consumers clarify their priorities before they ask for professional help. You remain the licensed professional responsible for advice, verification, and enrollment assistance.
Protect the business you built
Keep your carrier contracts, commissions, renewals, FMO relationships, and book of business. AdvisorCove is not an agency.
Build a branded AdvisorCove presence
Paid advisors can publish an AdvisorCove experience after validation, select represented carriers, and receive better-prepared consumer requests.
Consumer clarity first
Spend less time starting cold.
The consumer journey helps people clarify location, Medicare readiness, medications, provider preferences, and priorities before requesting licensed help.
Sensitive healthcare profile details remain protected and are not exposed as a permanent lead file. Advisor handoff remains contact-safe.
Guided profile
The consumer identifies what matters before requesting help.
Plan review
Planwise65 gives the consumer a clearer comparison before advisor review.
Consumer consent
The consumer chooses whether to request professional assistance.
Licensed review
An eligible advisor verifies details and provides professional service.
Membership
Start as a Founding Advisor.
The founding tier is built for licensed advisors who want a branded Planwise65 experience, guided intake, and a voice in how the advisor marketplace develops.
Founding launch offer
Founding Advisor
Founders special pricing for early licensed advisors using Planwise65 technology. Includes one approved launch state.
$149/month
Founding Advisor badge
Founders special monthly pricing
One approved launch state included
Advisor-branded Planwise65 route
Owsley-powered intake
Early feature access
Optional upgrade
Additional State Expansion
$49/month per state
Expand your Planwise65 service area beyond the included launch state after license verification.
- Requires active license in each added state
- Unlocks advisor-branded flow visibility for approved states
- Supports future routing eligibility by state and service area
Optional upgrade
AI Advisor Assistance
$79/month
Use Owsley to help summarize intake context, organize follow-up notes, and prepare annual review prompts.
- Contact-safe intake summaries
- Advisor workflow prompts and follow-up drafts
- No final Medicare recommendation or Coverage Fit Score claims
Purchase process
Four clear steps to marketplace readiness.
Membership billing starts first. Publishing and future routing eligibility require validation after payment.
Choose
Select your membership, intended states, represented carriers, and optional add-ons.
Pay
Complete Stripe checkout for membership and selected upgrades before validation begins.
Validate
Submit NPN, licenses, AHIP or Medicare certification where applicable, E&O proof, and attestation within 7 days.
Publish
After validation, AdvisorCove can activate your public advisor page and future request matching.
Payment first: membership and selected add-ons are collected through Stripe checkout.
7-day validation: license, NPN, AHIP/certification where applicable, E&O proof, and attestation are due after payment.
Forfeiture: fees are non-refundable if validation information is not submitted by the deadline.
Before you buy
Straight answers for independent advisors.
Review the payment-first model, validation deadline, and marketplace limits before checkout.
Do I need to leave my agency or FMO?+
No. AdvisorCove does not require a contract transfer, agency change, or FMO change.
Does Planwise65 take my commissions?+
No. Advisors keep their commissions, renewals, carrier contracts, and client relationships.
Do I pay before validation?+
Yes. Membership and selected add-ons are paid first through Stripe checkout.
What if I do not submit validation information?+
Validation information is due within 7 days after payment. If it is not submitted by the deadline, all fees are forfeited and non-refundable.
Are consumer introductions guaranteed?+
No. Membership does not guarantee introductions, appointments, enrollments, revenue, or commissions.
What is required before public matching?+
Paid membership, current verified credentials, applicable licenses, service-area alignment, and represented carrier confirmation.
Where is AdvisorCove launching?+
The initial launch region is Georgia, North Carolina, South Carolina, and Tennessee.
Your next move
Build your place in AdvisorCove.
Buy membership now, choose any add-ons, and submit validation information within 7 days after payment.